Employee Benefit Design

Clients are provided with a complete and thorough financial analysis.  Group size, demographics, risk tolerance and claims experience are considered in the consultation of fully insured or self-insured contracts.  Consumer Directed Health Care (CDHC) is part of every analysis to ensure each client understands the benefits, risks, and requirements to enter into these contracts.  […]

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Benefits Compliance Solutions

Failure to comply with state and federal laws and regulations can cost your company thousands of dollars in fines and put you at risk of litigation. Are you compliant with all state and federal laws, rules and regulations? There are countless rules and regulations governing employee benefit plans, many of which are complex. Our resources […]

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Affordable Care Act

On March 23, 2010, President Obama signed into law a comprehensive health care reform bill, the Affordable Care Act (ACA). The ACA includes numerous reforms aimed at improving the U.S. health care delivery system, controlling health care costs and expanding health coverage. The ACA’s reforms have staggered effective dates, with many key reforms taking effect […]

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Self Funding Options

What Is Self-Funded Insurance? In the past, employers looked to self-funded health plans when traditional insurance programs became less cost-effective. They discovered advantages with this option, such as flexibility with coverage and more personalized benefit plan administration. With a self-funded (or self-insured) plan, an employer shoulders the financial responsibility of providing health benefits to their […]

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